Rollover any of the companies to the left to learn more.

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Lincoln Benefit Life

Lincoln Benefit Life (LBL) is a member of the Allstate Financial Group and is rated “A+r” (Superior) by A.M. Best and “AA” by Standard & Poor’s and “Aa2” by Moody’s. LBL offers a complete portfolio of consumer oriented annuity products - among the best in the industry. Producers are rewarded with a contract which vests immediately, pays generous commissions and offers perks such as production award incentives and top-notch sales conventions.

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Lincoln Financial Group

The Lincoln Financial Group, founded in 1905, has more than a century-long history of delivering on its promises. The company has grown significantly since it was founded, and has consistently received high marks from the industry’s most recognized independent rating agencies. The Lincoln National Life Insurance Company is rated AA (3rd highest of 21) by Standard & Poor’s; Aa3 (4th highest of 21) by Moody’s; A+ (2nd highest of 16) by A.M. Best; AA (3rd highest of 24) by Fitch.

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Legacy Marketing Group

Legacy Marketing Group develops, markets and administers annuities written by highly rated insurance carriers to help maximize and protect assets. Most of the products marketed by Legacy are innovative, proprietary and exclusively distributed by Legacy. This allows its Producers to differentiate themselves from the competition while providing diverse solutions for a wide range of financial product and service needs. Producers can contract with Legacy instead of having to deal with many carriers. Some of Legacy's carrier relationships include:

American National Insurance Company: A+ (Superior) with A.M. Best and AA (Very strong) with Standard & Poor's.

Americom Life and Annuity Insurance Company: A- (Excellent) with A.M. Best.

Investors Insurance Corporation: B++ (Very Good) with A.M. Best, BBB+ (Good) with Standard & Poor's and BB+ (Moderately Weak) with Fitch (ratings effective 12/1/04).

National Integrity Life Insurance Company

National Integrity Life Insurance Company has been in business since 1966 and they have provided their customers with value-added annuities and other financial tools. Integrity serves customers in 4 states from its marketing and administrative offices and conducts business in Louisville, Kentucky, through a variety of distribution channels. As a subsidiary of the Western & Southern Financial Group, they have the resources for staying abreast of the marketplace and quickly bringing to market innovative products and services. National Integrity Life Insurance Company is rated "AAA" (Extremely Strong) with Standard & Poor's, "A+" (Superior) with A.M. Best Company, "AA+" (Very Strong) with Fitch and "Aa2" (Excellent) with Moody's.

Loyal American Life Insurance Company

Loyal American Life Insurance Company® is a subsidiary of Great American Financial Resources®, Inc. (GAFRI). Headquartered in Cincinnati, Ohio. GAFRI is a subsidiary of American Financial Group, which is publicly traded on the New York Stock Exchange (NYSE: AFG) and has assets of more than $26 billion as of September 30, 2007. As of November 28, 2006, Great American is rated “A” by A.M. Best, the third of 16 ratings, “A-“ by Standard & Poor’s and “A3” by Moody’s, the fourth of 19 ratings for its financial strength, and “A+” by Fitch, the fifth of 25 ratings for its claims-paying ability.

National Western Life Insurance Company

Since its start in 1956, National Western Life Insurance Company has emphasized financial strength for the protection of its policyholders. As a legal reserve insurance company, National Western must set aside a portion of its asset equal to reserves required by law. As of December 31, 2004, the Company had $13.78 billion of insurance in force, $5.29 billion in assets, $4.77 billion in liabilities, and $526 million in capital and surplus. National Western has consistently ranked in the top 100 companies in the industry by total admitted assets and capital & surplus. National Western's ratings are: "A-" (Excellent) by A.M. Best and "A" (Strong) by Standard and Poor's^®

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North American Company for Life and Health Insurance

Since 1886, this Chicago-based company has established a tradition of producing quality insurance products. Based on its financial strength and operating performance, North American continues to receive high ratings from the most well respected rating services. It is rated “A+” (Superior) by A.M. Best and “AA-” (Very Strong) by Standard & Poor’s¹.

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OM Financial Life Insurance Company

OM Financial Life Insurance Company, formerly Fidelity & Guaranty Life Insurance Company, is a member of the Old Mutual Financial Network, (OMFN) of companies. OMFN is a member of the Old Mutual group of companies. As the largest of the OMFN brands, OM Financial Life Insurance Company has been providing a diverse portfolio of annuities and life insurance products since 1959. Working with an established group of master general agents, (MGAs), their products are distributed in 49 states, the District of Columbia, and in New York through a wholly owned subsidiary, OM Financial Life Insurance Company of New York. (OM Financial Life Insurance Company is rated “A” (Excellent) by A.M. Best; “A-” by Fitch; and “A3” by Moody’s.)

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Reliance Standard Life Insurance Company

Founded in 1907, Reliance Standard Life Insurance Company has assets in excess of $2 billion. RSL is a wholly owned subsidiary of Delphi Financial Group, Inc., a NYSE-listed firm. Reliance Standard Life Insurance Company has assets in excess of $1.6 billion and is rated "A" (Excellent) by A.M. Best, "A" by Standard & Poor's, and "A" by Fitch.

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Sun Life Assurance Company of Canada, (U.S.)

Sun Life Assurance Company of Canada, Sun Life Assurance Company of Canada, (U.S.) is a member of the Sun Life Financial Group of companies, a leading international financial services organization headquartered in Toronto, Canada, with operations in key markets around the world. Sun Life Financial and its partners have helped people meet their financial goals for over 140 years. They are focused on providing financial solutions to businesses as well as individuals throughout their lifetimes. Sun Life Assurance Company of Canada (US) is rated by these rating agencies for financial strength: A.M. Best: A++ (Superior) (first of 16 ratings levels); Moody's: Aa2 (Excellent) (third of 21 rating levels); Standard & Poor's: AA+1 (Very Strong) (second of 20 rating levels).

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